• 8.8.Slide

    6 Keys to Saving Even When You Think You Can’t

    Click on Astrid's picture to friend her, message her, or read more of her blog posts! As a student, I loved discussing and thinking about big ideas: how large corporations should be held accountable for environmental externalities, whether foreign aid has a positive impact on developing countries,… Read More...
  • 5.30.Slide

    Women of Notes: Paper Currency Adds New Historic Female Faces

    Click on Kate's picture to friend her, message her, or read more of her blog posts! You’ve likely heard that Harriet Tubman will be the face of the new $20 bill, but did you know that many impactful women of American history, as well as one man, will be featured on other bill denominations as well?… Read More...
  • 4.13.Slide

    Shark Tank’s Barbara Corcoran on the Smartest Investment You Can Make

    Click on Polly's picture to friend her, message her, or read more of her blog posts! It's a rare afternoon in Manhattan when you get to share the same air with a woman as powerful and as articulate as millionaire Barbara Corcoran. Best known for her firecracker personality and smart investments on… Read More...
  • 9.1.Slide.2

    4 Reasons You Should Be Investing Now

    Click on Ashley's picture to friend her, message her, or read more of her blog posts! If you haven’t started investing, I don’t blame you! It’s not something we’re taught growing up, it’s incredibly intimidating, and we’re scared to make a mistake and lose our hard-earned money. There are entire TV… Read More...
  • 5 Investment Misconceptions for Making Money as a Millennial

    Click on Patti's picture to friend her, message her, or read more of her blog posts! In late May, the Huffington Post ran an article citing a study that found women to be more successful investors than men. The actual study was conducted by SigFig and analyzed 750,000 different investment… Read More...
  • Money Saving Tips to Live Large on Little

    Click on Kelly's picture to friend her, message her, or read more of her blog posts! I spent plenty of time being poor as a single girl. And when I say 'poor,' I mean unemployed for one year and in grad school for two (approximately 1/3 of my post-collegiate career…) which means there was little… Read More...
  • Top 3 Money Misconceptions And The Real Cost To Your Life

    Click on Trisha's picture to friend her, message her, or read more of her blog posts! We all have a pattern of behavior surrounding our spending habits. Behaviors that sometimes are rooted in truth and sometimes are rooted in how we're viewing the world around us at this time. Just last week I did… Read More...
  • 3 Ways to Save & Make Money from Employee Benefits

    Click on Miranda's picture to friend her, message her, or read more of her blog posts! Imagine this. You’ve landed a good job with benefits. During your first week of work, you attend orientation and the human resources manager gives you a presentation on all of the amazing work benefits you now… Read More...
  • 3 Steps to Reach Your Financial Goals

    This post is published in collaboration with GoGirlFinance. GoGirlFinance is a fast growing community of women looking to learn about and provide financial wisdom across money management, lifestyle, family and career topics. GoGirl Finance is a place where women can come to gain confidence with —… Read More...
  • How to Save Money Eliminating Late Fees

    Click on Aisha's picture to friend her, message her, or read more of her blog posts! One common budget leak are late fees. The good news is that this is a money leak that can easily be plugged with a little bit of planning and automation. Even though I teach financially literally, I was recently… Read More...
  • 3 Power Tips for Saving Money at the Grocery Store

    Click on Aisha's picture to friend her, message her, or read more of her blog posts! How many times have you walked into a grocery store and said, ‘I just need 5 things,’ and the next thing you know you have a cart full of stuff you want but don’t need? Sound familiar? We’ve all been there. We know… Read More...
  • Summer Travel: Free Credit & Debit Perks to Protect Your Next Trip

    Click on Miranda's picture to friend her, message her, or read more of her blog posts! Summertime is one of my favorite seasons. Not only does it remind me of lemonade, BBQs, and endless hours at the beach, but it’s also one of the best times of the year to travel. If you’re like me, you’ve got a… Read More...
  • How A Money Cleanse Can Break Your Cycle of Spending

    Click on Ashley's picture to friend her, message her, or read more of her blog posts! Summer is all about cleansing. We cleanse our skin, faces and bodies, but we often forget about our wallets. A money cleanse provides the same incredible benefits as other types of cleanses, but the end result is… Read More...
  • Protect Your Accounts and Save Money with Financial Planning Software Billguard

    Click on Miranda's picture to friend her, message her, or read more of her blog posts! When was the last time you opened and reviewed your banking and credit card statements? Did you verify that all of the charges in your checking and credit accounts were accurate? With security breaches like the… Read More...
  • 3 Retirement Planning Questions for Millennial Women #bsmart

    3 Retirement Planning Questions for Millennial Women

    Click on Miranda's picture to friend her, message her, or read more of her blog posts! The average American's life expectancy at birth is now 78.7 years and according to recent results of a Gallup poll, retirement savings are a ‘matter of national importance.’ It’s one of the many numbers that… Read More...
  • When and Where to Invest Money in Your Business #bsmart

    When and Where to Invest Money in Your Business

    Click on Miranda's picture to friend her, message her, or read more of her blog posts! As entrepreneurs, we work hard. We value our work and will do almost anything for our ventures to succeed. Most of us have invested, if not tons of money, our hearts and souls into our businesses with the hopes… Read More...
  • Early Retirement Planning for the Smart Woman #bsmart

    Early Retirement Planning for the Smart Woman

    Click on Aisha's picture to friend her, message her, or read more of her blog posts! One day a friend of mine told me that she had some extra cash and was wondering what she should do with it. I asked her if she had a retirement account. She was a successful, educated woman so I naturally assumed… Read More...
  • Financial Goals For Financial Bliss #bsmart

    Financial Goals For Financial Bliss

    Click on Ashley's picture to friend her, message her, or read more of her blog posts! How to Reach Financial Bliss We all hear and maybe even believe that personal finance is important. You know you should know more about it, be spending less, saving more and planning for retirement. You might even… Read More...
  • 5 Money Saving Tips You Can Start Today #bsmart

    5 Money Saving Tips You Can Start Today

    Click on Aisha's picture to friend her, message her, or read more of her blog posts! One of the largest barriers to creating a financial plan or any lifestyle change is not knowing where to start. One of my favorite analogies is 'How do you eat an elephant? You eat it one bite at a time.' I say… Read More...
  • 7 Baby Steps to Creating a Successful Financial Plan #bsmart

    7 Baby Steps to Creating a Successful Financial Plan

    Click on Emily's picture to friend her, message her, or read more of her blog posts! As a recent college graduate and newlywed about to start my career as an actress, Lord knows having a successful financial plan is essential for me. In my search for a financial plan that will help me meet my… Read More...
  • 5 Money Saving Tips for Savvy Singles #bsmart

    5 Money Saving Tips for Savvy Singles

    Click on Miranda's picture to friend her, message her, or read more of her blog posts! Does it cost more to be single? Some of my single friends have commented that their expenses would be lower if they were paired up with a partner who could share the bills. According to The New York Times, nearly… Read More...
  • 7 Weird Saving Money Tips

    Click on Miranda's picture to friend her, message her, or read more of her blog posts! Has coupon clipping ever made you feel robbed? As someone who gets excited about saving money, I’m always looking for new ways to save, but clipping coupons doesn’t do it for me. I mean, I tried. I spent one… Read More...
  • Stop Setting Goals! Schedule Actions for How to Manage Your Money

    Click on Miranda's picture to friend her, message her, or read more of her blog posts! Are you sick of setting financial goals each year but still nothing changes? Truth is, we have all been there. According to a 2014 article written by Time magazine, almost no one follows through on their New… Read More...
  • Beach Beauty: Tips for Saving Money Naturally

    Beach Beauty: Tips for Saving Money Naturally

    Click on Miranda's picture to friend her, message her, or read more of her blog posts! Do you remember the sensation you had the last time you were at the beach? Do you remember the fresh, salty air? The roughness of the sand as the water danced around your feet? Do you remember coming back home… Read More...
  • 3 Reasons to Consider Federal Student Loan Consolidation #bsmartguide

    3 Reasons to Consider Federal Student Loan Consolidation

    Click on Miranda's picture to friend her, message her, or read more of her blog posts! There is roughly $902 billion dollars of student loan debt outstanding in the United States today. According to the Consumer Finance Protection Bureau, $864 billion of that amount is comprised of federal student… Read More...
  • 3 Tips for Saving Money at Starbucks

    Click on Miranda's picture to friend her, message her, or read more of her blog posts! I know what you’re thinking. “What is it that I could not possibly already know about tips on saving money at Starbucks?” Well, let me tell you that as someone who prides herself on sharing money saving tips for… Read More...
  • 5 Tips for Making Your Own Financial Plan #bSmartGuide

    5 Tips for Making Your Own Financial Plan

    Click on Miranda's picture to friend her, message her, or read more of her blog posts! Last year, Prudential, the 135 year old American life insurance company, conducted an in-depth study on women and finances. The findings showed that women have been impacted more by the economic downturn than men… Read More...
  • 5 Tips For Saving Money When Planning Your Wedding

    Click on Emily's picture to friend her, message her, or read more of her blog posts! When you finally find the person you want to spend the rest of your life with, it's perfectly normal to want the rest of your life to start right away! At least that is what I have found to be true after recently… Read More...
  • How to Manage Your Money Like a Weight-Loss Expert

    Click on Miranda's picture to friend her, message her, or read more of her blog posts! Have you ever tried to lose weight? Back in high school, I was that kid who was so skinny that I got talked about. And not in a good way. I even tried to gain weight but without success. I stayed this way all… Read More...
  • Connect With Alumni for Student Loan Consolidation with Sofi.com #bsmartguide

    Connect With Alumni for Student Loan Consolidation with Sofi.com

    Are you buried under a crippling mound of student debt? You’re not alone. These days student debt touches all disciplines and demographics. Student loans are to millennials what a mortgage and two kids were to our grandparents’ generation—commonplace, part of the cultural fabric, and a huge… Read More...
  • Women Entrepreneurs: Start Your New Business with UpStart.com #bsmartguide

    Women Entrepreneurs: Start Your New Business with UpStart.com

    Do you have an incredible business idea but need some cash to put your idea to work? Are you buried under student loan debt with high interest rates, stuck in a vicious cycle of only making interest payments? Do you want to go back to school or acquire a new skill such as coding or graphic design?… Read More...
  • Saving Money Tips for Planning Your Next Move

    Click on Kim's picture to friend her, message her, or read more of her blog posts! My twenties have been defined by the moves that I have made: in my relationships, in my career, and especially in my apartments. As the people and jobs change, so does our location, it seems. While I have enjoyed all… Read More...
  • How to Pay Off Your College Debt #bSmartGuide

    How to Pay Off Your College Debt

    Are you struggling to pay the monthly minimums on your student loans? The Consumer Financial Protection Bureau estimates federal student loan debt is approximately $1 trillion and total outstanding student loan debt is $1.2 trillion. This means that you are not alone. If you are wondering how to… Read More...
  • How Can I Save Money? A Ladies’ Guide to Smart Saving Habits

    How Can I Save Money? A Ladies’ Guide to Smart Saving Habits

    Savings is more than just the money left over after you have paid all of your bills and other obligations. It is your future source of income so that you can retire and live comfortably in your later years. Ideally, you want to save enough money so you can live on the interest or investment… Read More...
  • How to Manage Your Finances - Budgeting and Planning for Life

    Budgeting and money management plays a role in nearly every aspect of life, from housing to education to retirement. Learning how to budget and manage money is the most important skill for any woman looking to live smartly. To create a budget and begin planning for your future, use these tips.… Read More...
  • Saving Money Tips - 5 Financial Habits to Start Practicing In the New Year

    Saving Money Tips - 5 Financial Habits to Start Practicing In the New Year

    How are your finances doing? Not so hot? As the New Year begins, it’s a great time to consider adopting some financial habits that can help you in 2014. Take a look at these money habits and see if you can make them a part of your life. Habit #1 - Become smarter about your food consumption Being… Read More...
  • How to Manage Your Money - bSmart!

    Money Tips For Managing Your Credit Cards

    How to Manage You Money You can use as many credit cards as you want as long as you can pay off the entire account balance before it’s due every month. If you can only afford to pay the minimum balance due or are late with payments, then you shouldn’t be using a credit card at all and should… Read More...
  • What is Your Financial Plan for Where to Invest Money?

    What is Your Financial Plan for Where to Invest Money?

    Financial Plan to Invest Your Money Step 1) is to add up your debt and pay it off first. It doesn’t make sense to earn 5% on your savings if your credit card debt is costing you 23%. Step 2) is to add up your monthly expenses and subtract this from your monthly income. Hopefully, after subtracting… Read More...
  • How Can I Earn More Money - bSmart!

    Financial Plan: How Can I Earn More Money

    How Can I Earn More Money To earn more money, you should first research what your company or industry pays and for what positions. Are you or could you become qualified for these positions? Do you need more experience or accreditation? If you find your company or industry rarely pays over six… Read More...
  • Singular_Woman.jpg

    The World's Richest (Self-Made) Woman

    While Warren Buffett, Carlos Slim and Bill Gates may be household names, I doubt few people have the name Wu Yajun on the tip of their tongues. While Wu is not even close to the world's richest woman, she is the richest not to have inherited her fortune from a male spouse or family member.… Read More...
  • How Can I Save Money? - bSmart!

    Money Saving Expert Tips For You

    Money Saving Expert Tips The poor economy has taken a toll on everyone. A lot of people are receiving half the bonus they used to receive (if they receive any bonus at all) and the new “promotion” continues to be "not being let go." What's a girl to do when she wants to eat out, buy new clothes or… Read More...
  • Where to Invest Your Money - bSmart!

    Is Gold an Asset Where Your Should Invest Your Money?

    Where to Invest Your Money With all the economic upset of the last several years, the media and much of the investing community have latched on to gold as a sure-fire way to preserve value in the face of volatile stock prices and rising public debts. But, is gold where you should invest your money?… Read More...
  • Money Tips: Good Debt versus Bad Debt - bSmart!

    Money Tips: Good Debt versus Bad Debt

    Good Debt versus Bad Debt Good debt is debt that either 1) Increases your earnings potential, (a loan for higher education, a small business loan, or car loan to help you travel to and from work) or 2) Proves to another lender that you are reliable and credit worthy (e.g., responsibly using a… Read More...
  • What is Debt versus Deficit?

    What is Debt versus Deficit?

    Debt versus Deficit Here is a way to think about the difference between debt and deficit. Debt is like the 'Statement Balance' on your credit card bill, in that it is the sum total of all your prior charging and payment activity. Deficit on the other hand is the sum of all your current transactions… Read More...
  • Money Tips for Credit Cards - bSmart!

    Money Tips for Managing My Credit Cards

    Managing My Credit Cards Having an open credit card with a balance that is paid in full every month is good for your credit score because it is an example of you being a responsible borrower. Having more than one credit card open will also prove that more than one bank is comfortable lending to… Read More...
  • Tips for saving money - bSmart!

    5 Tips for Saving Money

    How to Save Your Money For me 'saving money' is different from 'cutting expenses.' So, before I give you some ideas on how to save we need to agree that you first must have something to save. Besides inheriting money, receiving birthday gifts or robbing the corner bodega, the only way to procure… Read More...
  • Financial Advice For Women On Saving Money

    How Can I Save Money? Saving money is difficult for most people. And in today's economic climate, a lot of people, particularly young people in their 20s and early 30s feel like saving is near impossible. My money saving advice is to try to save at least 50% of what your adjusted net income (my… Read More...
  • 5 Ways to Save Money With Your Job

    5 Ways to Save Money With Your Job

    Tips on Saving Money You may not be in position to negotiate a raise, lower your car payment or take an ax to your electric bill. But you can still stretch your paycheck to save money. Here are some ideas you might not have tried yet for saving money: 1. Use pre-tax deductions to pay for insurance… Read More...
  • Financial Plan for Financial Freedom - bSmart!

    Financial Plan for Your Financial Freedom

    Financial Plan Step 1) Get a Financial Plan Get a Financial Plan--Start by adding up your assets and liabilities Sit down with a friend or relative and make a list of EVERYTHING you owe and EVERYTHING you own and their corresponding dollar values. The difference between what you own and what you… Read More...
  • Money Buy Happiness? - bSmart!

    Can Money Buy Happiness?

    Money Buy Happiness? How much money do you need to be happy? In my opinion, as much as you can earn. Money doesn't buy happiness, but in my opinion it is inextricably linked to happiness. Money is most often the means by which you experience happiness. The food you eat, the clothes you wear, the… Read More...
  • Tips to Save Money - bSmart!

    5 Tips to Save Money in NYC

    Tips to Save Money Not every New Yorker makes six figures and has a view of Central Park. Still, New Yorkers enjoy a great quality of life and amenities that can't be had at a reasonable price anywhere else in the world. Here are some tips to save money that I'm sure many of us take for granted:… Read More...
  • Financial Plan to Manage Your Money - bSmart!

    Financial Plan: How Long Should My Parents Support Me?

    Manage Your Money Your parents should support you in some way—with love and wisdom perhaps—for the rest of your life; after all, they brought you into the world without your consent. However, how much and in what way your parents support you should evolve over time as you start to manage your money.… Read More...
  • Financial Plan to buy a home - bSmart!

    Financial Plan for How to Buy a Home

    You’ll be able to buy a home by slowly and systematically saving over a long period of time. Buying a home is not like winning a lottery ticket. You have to financially plan far in advance. Typical mortgage loans require that you make a 10-20% down payment. Some banks or co-op boards even require… Read More...