Welcome to bSmartguide.com.  If you continue to browse and use this website you are agreeing to comply with and be bound by the following terms and conditions of use, which govern bSmart's relationship with you in relation to this website. The term 'bSmart' or 'bSmartguide.com' or 'COMPANY' or 'us' or 'we' refers to the owner of the website. The term 'you' refers to the user or viewer of our website. The use of this website is subject to the following terms of use:
The content of the pages of this website is for your general information and use only. It is subject to change without notice. 
Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law. 

User-generated content, including articles submitted by you to bSmartguide.com, should be your original product.  Should you submit to us content you do not own, you should credit the owner of the content and obtain written permission from the content owner.  We are not responsible for verifying the authenticity of content you submit to us.  Should we become aware of content reprinted without the content owner's permission, we will remove the content from our site in a timely manner. 

If you submit content to this website, you consent that one of our editors may contact you.  We want to feature content from all of our members.  You also consent that our editors may make edits to your written content.  We will attempt to contact you regarding material changes to your submitted content, but our editors will often make grammatical and spelling corrections without your approval.    This may require that we shorten your article or normalize the language to allow the article to appeal to a larger number of users.  We want our entire community to hear what you have to say. 

By registering your e-mail address with this website, you consent to receive e-mails distributed by bSmart.  This includes but is not limited to our newsletter, featured contributors and any special offers we want to bring to the attention of our members.  We intend these e-mails to be informative and to help you live a smarter life.  If at any time you want to opt out of our e-mails, select the 'Unsubscribe' button at the bottom of one of our e-mails. 

Our website offers membership registration.  We believe this model gives our community a level of privacy not provided on other website, but we cannot guarantee absolute privacy and security.  We do not share any of our member information with anyone, and we make our best efforts to maintain the integrity and security of this website.  However, any information you display in your member profile or disclose in content you submit is not private.  Unfortunately, this is true of any information maintained on a website.  We require our members to enter an e-mail and password upon each visit to this website, but please keep your private information in another place and not on our site.  

Your use of any information or materials on this website is entirely at your own risk.  We are not liable for how you interpret or use the information on this website. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.
This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions. 
This website participates in an affiliate-marketing program whereby certain phrases or images include links from merchants or agencies.  In those cases, we receive a commission when you click a link and make a purchase. 
All trademarks reproduced in this website which are not the property of, or licensed to, the operator are acknowledged on the website.
Unauthorized use of this website may give rise to a claim for damages and/or be a criminal offence.
From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).
Your use of this website and any dispute arising out of such use of the website is subject to the laws of the United States of America and any other jurisdiction in which you reside or use our website.